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Many people believe they need the services of a lawyer, under a pre-paid legal service scheme, to solve a legal problem or resolve an intricate situation. Often, your lawyer's most valuable help could be before you get involved in legal trouble.
When you sign up for a pre-paid legal plan, you have the right to unlimited toll-free telephone access to your attorney. The sound advice and consultation given to you by your lawyer will help you take the necessary steps to detect and resolve any potential legal problems before they take more dangerous proportions. This is called in legal jargon "therapeutic jurisprudence" or "preventive law". Just as preventive medicine helps prevent disease by detecting their symptoms, preventive law helps prevent serious legal consequences by detecting early problems. In an increasingly litigious society, there is real concern that assets you have worked long and hard to accumulate may be attacked by creditors and litigants, through no fault of your own. By the time a potential claim or liability is identified, it is too late to act.
A competent attorney's advice is your best option to minimize your exposure to potential risks and protect yourself from legal problems getting out of hand.
Tuesday, August 26, 2008
Monday, August 25, 2008
Prepaid and Small Business
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Legal advice for small businesses does not have to be expensive. With pre-paid legal plans, a wide array of legal services designed specifically to cater for the needs of small businesses is available for a set yearly fee ranging from $125 to $300.
Although coverage differs across the board, most pre-paid plans offer unlimited telephone consultation with a lawyer, a valuable service that is enough to solve many small-business matters. This encourages "preventive law": the process whereby you identify legal problems that affect your business, contact your lawyer and get advice on taking steps to minimize them.
Basic plans provide coverage for simple contracts and the drafting of simple legal documents, like a power of attorney or a bill of sale. More comprehensive plans will deal with more elaborate matters like equipment lease and accounts-receivable collection work.
If you are a member of a local chamber of commerce, trade or professional group than you can get a plan at a reduced group rate. Otherwise, buy directly from a commercial vendor.
Legal advice for small businesses does not have to be expensive. With pre-paid legal plans, a wide array of legal services designed specifically to cater for the needs of small businesses is available for a set yearly fee ranging from $125 to $300.
Although coverage differs across the board, most pre-paid plans offer unlimited telephone consultation with a lawyer, a valuable service that is enough to solve many small-business matters. This encourages "preventive law": the process whereby you identify legal problems that affect your business, contact your lawyer and get advice on taking steps to minimize them.
Basic plans provide coverage for simple contracts and the drafting of simple legal documents, like a power of attorney or a bill of sale. More comprehensive plans will deal with more elaborate matters like equipment lease and accounts-receivable collection work.
If you are a member of a local chamber of commerce, trade or professional group than you can get a plan at a reduced group rate. Otherwise, buy directly from a commercial vendor.
Sunday, August 24, 2008
Pre-Paid Legal Services For Small Business
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If you are operating your own business, you cannot afford to go it alone when it comes to legal matters. The ever increasing complexities of law, spiralling costs of lawsuits and the proliferation of government red tape can land you in a lot of trouble.
The flip of the coin is hardly attractive either! Hiring a lawyer can constitute a substantial financial investment many cash-strapped small businesses and entrepreneurs cannot sustain. Lawyers charge a minimum of $200 per hour when it comes to "business law" and it can get very costly if you are involved in lengthy legal procedures, complicated contracts or business transactions.
There may just be a glitter of hope in pre-paid legal plans. For a set monthly price, some legal providers are now bundling a whole suite of legal services especially tailored to the needs of small-businesses. Whether you need phone consultation on the legal complexities of a lease contract, or require legal representation during tax audits, a pre-paid plan can help you manage legal costs. An array of services is included as "standard coverage" at no cost to you in the plan, and any legal matters not covered can be provided with a discount on fees.
Before you take the leap, you need to keep some caveats in mind.
You need to know more about the quality of service you are likely to get. While lower fees do not necessarily infer lower quality of work, it is always necessary to bear in mind that legal specialization plays a crucial part and lawyers are not interchangeable. Ask for references from previous clients or ask entrepreneurs who've used the services of the provider about the quality of work they have received from them. Use your state bar association, service organizations in your locale and your local Better Business Bureau to research law firms and the background of the attorneys in the network before selecting them.
Things to look for are the number of years they have been operating, complaints from previous customers, the education background of attorneys, professional track record and so forth. With the increasing amount of small businesses involved in litigation and fee disputes with their legal providers, I iss important to give some thought to alternative courses of actions when dealing with disputes. Ask your prospective provider about the way in which they settle disputes or complaints. Do they have an in-house procedure to deal with complaints, appoint a senior attorney to deal with such things or do you simply have to settle out of court?
If you are operating your own business, you cannot afford to go it alone when it comes to legal matters. The ever increasing complexities of law, spiralling costs of lawsuits and the proliferation of government red tape can land you in a lot of trouble.
The flip of the coin is hardly attractive either! Hiring a lawyer can constitute a substantial financial investment many cash-strapped small businesses and entrepreneurs cannot sustain. Lawyers charge a minimum of $200 per hour when it comes to "business law" and it can get very costly if you are involved in lengthy legal procedures, complicated contracts or business transactions.
There may just be a glitter of hope in pre-paid legal plans. For a set monthly price, some legal providers are now bundling a whole suite of legal services especially tailored to the needs of small-businesses. Whether you need phone consultation on the legal complexities of a lease contract, or require legal representation during tax audits, a pre-paid plan can help you manage legal costs. An array of services is included as "standard coverage" at no cost to you in the plan, and any legal matters not covered can be provided with a discount on fees.
Before you take the leap, you need to keep some caveats in mind.
You need to know more about the quality of service you are likely to get. While lower fees do not necessarily infer lower quality of work, it is always necessary to bear in mind that legal specialization plays a crucial part and lawyers are not interchangeable. Ask for references from previous clients or ask entrepreneurs who've used the services of the provider about the quality of work they have received from them. Use your state bar association, service organizations in your locale and your local Better Business Bureau to research law firms and the background of the attorneys in the network before selecting them.
Things to look for are the number of years they have been operating, complaints from previous customers, the education background of attorneys, professional track record and so forth. With the increasing amount of small businesses involved in litigation and fee disputes with their legal providers, I iss important to give some thought to alternative courses of actions when dealing with disputes. Ask your prospective provider about the way in which they settle disputes or complaints. Do they have an in-house procedure to deal with complaints, appoint a senior attorney to deal with such things or do you simply have to settle out of court?
Saturday, August 23, 2008
Pre-Paid Legal Plans - You Can Get Them For Free!
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They say the best things in life are free. In the case of pre-paid legal plans, this may just hold true.
Pre-paid legal plans offer a range of legal services on-call for a fixed monthly charge of up to $25 per month. With such a low monthly payment, most people are only too happy to get a legal coverage they wouldn't have otherwise dreamt of in the stultifying, money-grabbing world of lawyers... But did you know, you could get all of that coverage free of charge?
In a bid to cut on administration costs, employers, labor unions and universities are now providing legal services at discounted or no cost altogether to their members. Employers are increasingly sponsoring legal plans to their employees as a fringe benefit, as part of their Employee Assistance Program (EAP). Labor unions fund plans offered as member benefit, or under a collective bargaining scheme, in which case new members are eligible to huge discounts. Universities are equally as involved with legal plans offered to students and staff.
They say the best things in life are free. In the case of pre-paid legal plans, this may just hold true.
Pre-paid legal plans offer a range of legal services on-call for a fixed monthly charge of up to $25 per month. With such a low monthly payment, most people are only too happy to get a legal coverage they wouldn't have otherwise dreamt of in the stultifying, money-grabbing world of lawyers... But did you know, you could get all of that coverage free of charge?
In a bid to cut on administration costs, employers, labor unions and universities are now providing legal services at discounted or no cost altogether to their members. Employers are increasingly sponsoring legal plans to their employees as a fringe benefit, as part of their Employee Assistance Program (EAP). Labor unions fund plans offered as member benefit, or under a collective bargaining scheme, in which case new members are eligible to huge discounts. Universities are equally as involved with legal plans offered to students and staff.
Using Free Autoresponders
If you've looked at the prices of autoresponders that are available online, you may have decided to search for and use a free autoresponder for your marketing needs. Using free autoresponders is acceptable in certain situations, and in the world of Internet marketing, any autoresponder is better than not using an autoresponder at all!
Your first option for a free autoresponder should be the one that comes with your webhosting account - if you have a webhosting account. These autoresponders can easily be set up through the control panel of your website, and they do not contain advertisements from the autoresponder company or webhosting service. If you do not have a hosting account, or your hosting account does not include autoresponders, there are other options that you can pursue.
There are many free autoresponder services to choose from. These services are free, because the company makes their money by placing a small advertisement in each message that your autoresponder sends out. These advertisements may appear at the top of your auto responses, or at the bottom, depending on which company you use.
Many paid autoresponder services offer a free version as well. These free versions may or may not include advertisements in the outgoing messages. These lighter versions of the paid autoresponders typically do not include many of the powerful features of the paid versions. But if you don't need the more advanced features, this is a great choice.
Most free autoresponders have a limit on the number of subscribers you can have. Many people start out with the limited free versions, and then upgrade to the paid versions once their lists are large enough to exceed those limits. Many marketers don't feel that the expense of the autoresponder is warranted until the list that they are building is turning a profit. From a business standpoint, this makes sense.
As the owner of a business, you are the only one who can decide whether you need a paid autoresponder service, or if a free one will do the job. If your list is small, a free autoresponder should do everything that you need it to do, but as your list grows, you should definitely consider upgrading. However, having the small advertisements that the free services place in the outgoing messages may present a problem if the ads compete with what you are trying to sell. They may even pose a problem if they do not directly compete with your product or business. Again, this depends on what you are trying to accomplish with your autoresponder.
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Your first option for a free autoresponder should be the one that comes with your webhosting account - if you have a webhosting account. These autoresponders can easily be set up through the control panel of your website, and they do not contain advertisements from the autoresponder company or webhosting service. If you do not have a hosting account, or your hosting account does not include autoresponders, there are other options that you can pursue.
There are many free autoresponder services to choose from. These services are free, because the company makes their money by placing a small advertisement in each message that your autoresponder sends out. These advertisements may appear at the top of your auto responses, or at the bottom, depending on which company you use.
Many paid autoresponder services offer a free version as well. These free versions may or may not include advertisements in the outgoing messages. These lighter versions of the paid autoresponders typically do not include many of the powerful features of the paid versions. But if you don't need the more advanced features, this is a great choice.
Most free autoresponders have a limit on the number of subscribers you can have. Many people start out with the limited free versions, and then upgrade to the paid versions once their lists are large enough to exceed those limits. Many marketers don't feel that the expense of the autoresponder is warranted until the list that they are building is turning a profit. From a business standpoint, this makes sense.
As the owner of a business, you are the only one who can decide whether you need a paid autoresponder service, or if a free one will do the job. If your list is small, a free autoresponder should do everything that you need it to do, but as your list grows, you should definitely consider upgrading. However, having the small advertisements that the free services place in the outgoing messages may present a problem if the ads compete with what you are trying to sell. They may even pose a problem if they do not directly compete with your product or business. Again, this depends on what you are trying to accomplish with your autoresponder.
TheWeblogZone.com - Online Marketing and Blogging uses and recommends Thesis Wordpress Theme.
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